New-build apartments and homes in Thessaloniki
New builds attract the strongest demand in Thessaloniki: energy class A or A+, a parking space, a lift, modern specifications and lower running costs. Most new buildings go up in Charilaou, Toumba, Kalamaria, Pylaia and Thermi, while in the city centre new developments are few and more expensive.
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2New-build apartments and homes in Thessaloniki: what to know
If you buy off-plan: ask for the building permit and the energy study, check whether the permit falls under the VAT suspension, agree the payment stages and the delivery date in writing, and have a legal and technical check done before the pre-contract. The network agent in charge of each listing knows the developer and the history of the project.
Frequently asked questions
What counts as a new build?
This page shows properties with a construction year of 2022 or later, completed or under construction. The year and the delivery status are shown on each listing.
Is VAT charged on a new build?
For permits covered by the VAT suspension you pay 3% transfer tax instead of 24% VAT. Whether this applies to a specific building is confirmed by the developer and the notary.
Can I buy an off-plan home with a mortgage?
Yes, banks finance off-plan homes with stage disbursements; you need the permit, the pre-contract and a valuation. You can request a loan pre-approval from any listing.